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Candere by Kalyan Jewellers
Plan & Purchase
Buy Now Pay Later
Buy Now Pay Later

Easy monthly installments on your jewellery purchase

Buy Now Pay Later Tenure Buy Now Pay Later Interest Rate Buy Now Pay Later Down Payment Buy Now Pay Later Processing Fee
6 Months 0% 25% 2% to 4%
8 Months 0% 25% 2% to 4%
9 Months 12% 15% 2% to 4%
12 Months 16% 15% 2% to 4%

Candere offers easy installment options or EMI under Kissht - the answer to all your jewellery shopping needs. As per our Kissht schemes, you can buy any piece of jewellery priced above Rs. 10,000/- to 50,000/- without a credit card. Not only is the plan Interest Free, the instalments are also flexible.

Step 1

Select your favourite
jewellery

Step 2

Choose the EMI
payment option

Step 3

Enter your details &
complete your order

Step 4

Your document verification &
order confirmation will be completed in the next 24 hours


Buy Now Pay Later Customize Your Jewellery
Buy Now Pay Later Certified Jewellery
Buy Now Pay Later Insure Your Jewellery
Buy Now Pay Later 100% Refund and Easy Returns

Buy Now Pay LaterTerms & Conditions

  1. You can choose between two EMI options ranging from 6 to 12 months for gold, diamond and gemstone jewellery. The minimum order value being Rs.10,000/- to 50,000/-.
  2. Kissht levies a processing fee of 2% to 4% on the amount to be paid, based on the EMI plan selected by you. 18% GST is applicable on the processing fee.
  3. Based on the evaluation of your profile and the loan offer you select at the time of purchase the actual EMI value may differ.
  4. All products displayed on the website have an approximate weight and may vary slightly post manufacturing. In case the weight is less that the weight mentioned the difference amount will be refunded to your Candere Wallet.
  5. The customer shall be assessed by Kissht on eligibility and other parameters and approved loans shall be disbursed by Kissht to Candere.
  6. This provision of loan is offered by Kissht to the customer. Candere plays no role in the approval, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the EMI facility. It is at the sole discretion of Kissht.
  7. All disputes pertaining to the loan shall remain between the customer and Kissht. Candere is not to be held liable for any dispute arising out of or in connection with the loan facility offered by Kissht.
  8. The loan offered to the customers is governed by the terms and conditions of Kissht. In case of any complaint, dispute or enquiry about the EMI transaction, customers are advised to approach Kissht using the Kissht Trasaction ID, or Candere Order ID or Mobile No. registered with Kissht.
  9. This offer is restricted to online purchases and available to customers residing in Zirakpur, Vadodara, Thane, Surat, Shimoga, Secunderabad, Raigad, Pune, Panchkula, Noida, New Delhi, Navi Mumbai, Nashik, Nagpur, Mumbai, Mohali, Mathura, Ludhiana, Kolkata, Kolhapur, Kanpur, Jaipur, Indore, Hyderabad, Gurgaon, Ghaziabad, Dharwad, Coimbatore, Chennai, Chandigarh, Bhubaneswar, Bhopal, Bengaluru, Belgaum, Aurangabad, Amritsar, Ahmedabad.

Buy Now Pay LaterFAQs

  1. What is Kissht?

    Kissht is a web and mobile app platform that allows customers to make purchases on Candere.com via easy monthly instalments without the need of a credit card.
  2. What documents are needed for loan approval?

    • PAN card copy.
    • Address Proof - Passport copy/Aadhar Copy/Driving Licence Copy/Electricity Bill Copy.
    • Photograph, even a selfie would do.
    • Post Dated Cheque.
    • Last 3 months Bank Statement using Net banking or Soft copy (If required).
  3. Is there any application processing fee?

    Yes, apart from the down payment and EMIs, Kissht charges a processing fee of 2% to 4% of the order amount based on the chosen EMI plan. GST of 18% is applicable on the processing fee.
  4. What are the payment options?

    You can use Net Banking or Debit Card to make the down payment. For monthly payments / Installments (EMI), Kissht will auto debit your bank account using NACH mandates, once approved. You can also use Kissht mobile App to make EMI payments.
  5. How much time would it take to approve my application?

    Typically, Kissht takes around 24 hours for the final approval of the loan application.
  6. In case you run into any issue, please contact - KISSHT POC-Mahavir - 9137117738


Plan & Purchase

Easy monthly installments on your jewellery purchase

Buy Now Pay Later Diamond Jewellery

Buy Now Pay Later Tenure Buy Now Pay Later Interest Rate Buy Now Pay Later Down Payment Buy Now Pay Later Processing Fee
2-9 Months 0% First EMI or Min 10% of Order Value Rs.0/-

Candere offers easy installment options with Plan & Purchase, a monthly installment scheme that allows you to book the jewellery of your dreams way ahead of the occasion, at zero interest rates and a flexible payment plan.

Buy Now Pay Later Gold Jewellery

Buy Now Pay Later Tenure Buy Now Pay Later Interest Rate Buy Now Pay Later Down Payment Buy Now Pay Later Processing Fee
2-6 Months 0% First EMI or Min 10% of Order Value Rs.0/-

Candere offers an easy installment option with Plan & Purchase where you can fix the gold rate by booking your jewellery ahead of time and pay later with not just flexible installments but also zero interest or processing fee.

Step 1

Select the jewellery
of your choice.

Step 2

Choose our interest free Plan &
Purchase option.

Step 3

Pay flexible installments
for 2 to 9 months.

Step 4

Get your jewellery delivered at your
doorstep within 14-18 days of
the final installment.


Buy Now Pay Later Customize Your Jewellery
Buy Now Pay Later Certified Jewellery
Buy Now Pay Later Insure Your Jewellery
Buy Now Pay Later 100% Refund and Easy Returns

Buy Now Pay LaterBEST SELLERS

Some things are just evergreen. Shop from the best selling designs to be sure you never go wrong with that gift.

Buy Now Pay LaterTerms & Conditions

  1. Customer can choose any number of Monthy Installments from 2 to 6 months for gold jewellery and 2 to 9 months for diamond jewellery for products above Rs. 10,000.
  2. This EMI option is free from interest and processing fee.
  3. Your product will be booked as per current market price of gold and will not be affected by any fluctuation in the market.
  4. On payment of every EMI, you will be receiving a system generated email with product and payment details.
  5. By logging in to your account with Candere, you can see your order history and the number of transactions made.
  6. You will receive your product within 14 - 18 days after the payment of your last EMI.
  7. The product purchased using the EMI option will be delivered only after all the installments are paid in full by the customer.
  8. In case of default in payment of the EMI in the stipulated time, Candere has the right to update the price according to current gold rate.
  9. Customer may close the facility either by prepayment of the outstanding amount. In case of prepayment of the outstanding amount the ordered product will be delivered within 14 days on receipt of the final payment.
  10. In case of cancellation/foreclosure/default, customer will be charged 10% of the order value as transaction fees and the balance amount will be refunded after deducting the transaction fees.
  11. Orders placed under EMI-Plan and Purchase is eligible for exchange strictly within 30 days of receipt of the product.
  12. The 30 days Return Policy is not applicable on any order placed under this scheme.

Buy Now Pay LaterFAQs

  1. When will I get the delivery of my order?

    Your order will be delivered within 14-18 days on the receipt of your last EMI.
  2. Can I cancel the order if I am not able to pay? What happens to my money if I have not paid all my installments timely?

    • Yes, you can cancel the order. However 10% cancellation charges will be levied.
    • If you have not completed your installments within your tenure, the product price will be updated as per the current market value.
  3. What if I do not receive the product even after making all my payments? What is the guarantee that I will get my order?

    We have system generated emails sent to our customers for every payment made as well as the order status. Additionally, whenever our customers log in, they can see their order history and the number of transactions made. However, you can contact us at service@candere.com/+91 22 61066262 for any issues.
  4. Are there any documents required for this EMI?

    No, there are no documents required for this EMI.
  5. Can I change the product during my tenure?

    Yes, since your order will be placed only after the receipt of your final installment, you have full liberty to select a different product during your tenure. However, the new product must be of same or higher value.
  6. Is there any fixed date that I have to make payment, what if I fail to pay on a particular month?

    No, there is no fixed date. Payment is flexible, i.e. you can pay these installments at your convenience. However, it is mandatory to complete the payment within the fixed tenure, failing which you will be considered a defaulter. For details on this please check point no. 10 in T&C.
  7. Would the EMI be deducted from my account automatically?

    No, you have to make the payment by logging into your account.
  8. What payment options do I have?

    You can pay via Net Banking, Cheque Deposit, NEFT, Credit Card or Debit Card.
  9. How do I pay my installments on your website?

    • Log in to Candere.com with your registered email id
    • Visit “My Account”
    • You will be able to see “My Dashboard” and your orders under it.
    • Click on View All of Order History, you will get redirected to your order details.
    • Go to the bottom of the page, on the right hand side you will get an option to make the payment. You will find three options:
      • EMI Amount
      • Other Amount
      • Balance Amount
    • You can click on the option most convenient for you.
    • Click on the 'EMI Amount' for you next installment or click on 'Other Amount' to pay the amount convenient for you or the 'Balance Amount' to complete the payment.
    • As soon as you make the payment your transaction details will reflect in the same place as mentioned above.
  10. In case you run into any issue, please contact -

    https://www.candere.com/contact-us.html/

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